作者：圣才电子书
出版社：圣才电子书
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2018年重庆农村商业银行公开招聘工作人员考试题库【章节题库＋模拟试题】试读：
第一部分 章节题库
模块一 英语测试
Passage 1When a savings account is opened in a bank，the depositor must sign a deposit agreement，By signing the agreement，the depositor agrees to abide by the rules and regulations of the bank. These rules and regulations vary with different banks and may be altered and amended from time to time. At this time，a passbook may be given to the depositor. This is a small book in which the bank teller enters the date and amount of each deposit or withdrawal and initials the entry. The passbook is to be presented at the bank or mailed to the bank along with a deposit or withdrawal slip each time when money is deposited or withdrawn from the account. An alternative practice for depositing or withdrawing money from a savings account is to give the depositor a small register for recording deposits and withdrawals and a pad of deposit-withdrawal forms.
This procedure eliminates the use of the passbook. Each time a deposit or withdrawal from savings is made. The appropriate part of one of the forms is filled in，signed，recorded in the register and presented or mailed to the bank with deposit items or other documents. The bank gives a machine-printed receipt to the depositor or returns it by mai1. There should be a separate savings account in the ledger to record these activities.
Traditionally，the principal differences between a savings account and a checking account are that interest is paid regularly by the bank on a savings account and withdrawals from a savings account may be made at the bank or by mail by the depositor or an authorized agent. Depositors use checking accounts primarily as a convenient means of making payments，while savings accounts are used primarily as a means of accumulating funds with interest. An increasingly common practice is for the bank to combine savings and checking accounts and get depositors’ permission to make automatic transfers of funds from the savings portion to the checking portion whenever the latter falls below a specified minimum balance. This amounts to giving the depositor an interest-earning checking account. [中国工商银行真题]
1. What is the primary purpose of a savings account? ( )
A. For interest.
B. For transfer of funds.
C. For accumulating funds with interest.
D. For making profits.【答案】C【解析】从第二段的句子“savings accounts are used primarily as a means of accumulating funds with interest”可直接得出答案为C项。
2. What is the aim of a small register and a pad of deposit-withdrawal forms? ( )
A. To attract deposits.
B. To improve bank services.
C. To eliminate the use of the passbook.
D. To promote banking business.【答案】C【解析】本题可从文中直接找出答案，根据第一段的句子“This procedure eliminates the use of the passbook”可知答案为C项，即这一做法是为了取消银行存折的使用。
3. What is the purpose of signing a deposit agreement? ( )
A. To follow the bank’s rules and regulations.
B. To have the right to make full use of the bank’s facilities.
C. To open an account in the bank.
D. To protect the depositor’s interest.【答案】A【解析】由首段第二句话“the depositor agrees to abide by the rules and regulations of the bank”可知答案为A项，即签订保障金协议目的是使存款人遵守银行的规则。
4. What does a depositor do with a passbook? ( )
A. He makes deposits with a bank.
B. He withdraws money from a savings account.
C. He withdraws money from a checking account.
D. Both A and B.【答案】D【解析】由第一段“The passbook is to be presented at the bank or mailed to the bank along with a deposit or withdrawal slip each time money is deposited or withdrawn from the account”可知，存款人可以使用银行存折在银行存、取款。
5. For what purpose does a bank try to combine a savings account and a checking account? ( )
A. For holding more funds.
B. For covering the checking account falling below the specified minimum balance.
C. For automatic transfer of funds.
D. Both B and C.【答案】D【解析】由文章倒数第二句“An increasingly common practice is for the bank to combine savings and checking accounts and get depositors’ permission to make automatic transfers of funds from the savings portion to the checking portion whenever the latter falls below a specified minimum balance”可知答案为D项。Passage 2
Many things make people think artists are weird. But the weirdest may be this：artists’ only job is to explore emotions，and yet they choose to focus on the ones that feel bad.
This wasn’t always so. The earliest forms of art，like painting and music，are those best suited for ex-pressing joy. But somewhere from the 19th century onward，more artists began seeing happiness as meaningless，phony or，worst of all，boring，as we went from Wordsworth’s daffodils to Baudelaire’s flowers of evi1.
You could argue that art became more skeptical of happiness because modern times have seen so much misery. But it’s not as if earlier times didn’t know perpetual war，disaster and the massacre of innocents.
The reason，in fact，may be just the opposite：there is too much damn happiness in the world today.
After all，what is the one modern form of expression almost completely dedicated to depicting happiness ? Advertising . The rise of anti-happy art almost exactly tracks the emergence of mass media，and with it，a commercial culture in which happiness is not just an ideal but an ideology.
People in earlier eras were surrounded by reminders of misery. They worked until exhausted，dived with few protections and died young. In the West，before mass communication and literacy，the most Powerful mass medium was the church，which reminded worshippers that their souls were in danger and that they would someday be meat for worms. Given all this，they did not exactly need their art to be a bummer too.
Today the messages the average Westerner is surrounded with are not religious but commercial，and forever happy. Fast-food eaters，news anchors，text messengers，all smiling，smiling，smiling. Our magazines feature beaming celebrities and happy families in perfect homes. And since these messages have an agenda-to lure us to open our wallets-they make the very idea of happiness seem unreliable. “Celebrate!” commanded the ads for the arthritis drug Celebrex，before we found out it could increase the risk of heart attacks. But what we forget--what our economy depends on us forgetting-is that happiness is more than pleasure without pain. The things that bring the greatest joy carry the greatest potential for loss and disappointment. Today，surrounded by promises of easy happiness，we need art to tell us，as religion once did，Memento mori：remember that you will die，that everything ends，and that happiness comes nut in denying this but in living with it. It’s a message even more bitter than a clove cigarette，yet，somehow，a breath of fresh air. [中国农业银行真题]
6. By citing the examples of poets Wordsworth and Baudelaire. the author intends to show that ( ).
A. poetry is not as expressive of joy as painting or music
B. art grows out of both positive and negative feelings
C. poets today are less skeptical of happiness
D. artists have changed their focus of interest【答案】D【解析】由第二段可知：但是从19世纪的某个时候开始，当我们从华兹华斯的《水仙花》转向波德尔的《恶之花》时，越来越多的艺术家开始把快乐看做毫无意义的、虚假的甚至是令人厌倦的东西。想要表达的是艺术家们兴趣焦点的改变。.
7. The word “bummer”(Line 5，Paragraph 5)most probably means something. ( )
A. religious
B. unpleasant
C. entertaining
D. commercial【答案】B【解析】本题要结合第五段倒数第二句理解：在西方，教堂会经常提醒它的信徒，他们的灵魂处于危险中。对此他们已经十分了解，没有必要再用艺术来表示这种失落感了。
8. In the author’s opinion，advertising_____. ( )
A. emerges in the wake of the anti-happy art
B. is a cause of disappointment for the general public
C. replaces the church as a major source of information
D. creates an illusion of happiness rather than happiness itself【答案】D【解析】由第四段可知，Advertising. . . a commercial culture in which happiness is not just an ideal but an ideology. 即快乐不仅是一种理想，而且是一种意识形态。
9. We can learn from the last paragraph that the author believes_____, ( )
A. happiness more often than not ends in sadness B. the anti-happy art is distasteful but refreshing
C. misery should be enjoyed rather than denied
D. the anti-happy art flourishes when economy booms【答案】B【解析】最后一段是对全文的总结，即作者的观点。正如宗教所说，你终将面对死亡，幸福不会否定这一点到来，只能接受。这一启示比丁香花叶烟还要苦，但不知怎么带来了一股清新的气息。结合全文理解可知，作者认为反快乐艺术虽令人耳目一新，但也让人厌恶。
10. Which of the following is true of the text? ( )
A. Religion once functioned as a reminder of misery.
B. Art provides a balance between expectation and reality.
C. People feel disappointed at the realities of modern society.
D. Mass media are inclined to cover disasters and deaths.【答案】A【解析】由第五段In the west，before mass communication and literacy，the most powerful mass medium was the church…可知，在大众媒体出现之前，最强大的媒介是教堂，并提醒人们的灵魂处于危险中。Passage 3
Middle East turmoil makes the global oil market instable, and whether it is the arrival of the fourth oil crisis is still uncertain.
World crude oil supply as the market worried about the future, there may be a large-scale disruption in intraday trading in New York, crude oil prices of more than $100 per barrel. This is the first time the crude oil prices of the United States reached $100 since October 2008.
Libya's crude oil production accounts for 2% of the world oil production and its own supply of world crude oil production is insufficient to cause a tremendous impact. But the market is worried about Libya's conflict, unrest in other oil-producing countries of Algeria will also appear, and then spread to Saudi Arabia and other oil-rich countries. With the deteriorating security situation in Libya, employees and suppliers of security concerns is the biggest problem, a number of international oil gas operators are leaving the country and temporarily shut down production. Libya is now estimated at 1/3 of oil was cut off. However, OPEC announced that they will compensate for the shortage of oil production about Libya.
The situation is reminiscent of the Middle East over the past three times "oil crisis". The first occurred in 1973, the year in October the fourth Middle East War broke out, OPEC Arab members of the order to fight against Israel and its supporters, in December announced there assumption of the right of the oil price and volume increase more than twice the price of crude oil which is from warehouse, led to the most serious global economic crisis after the World War II, and continued for 3 years. The second was the end of 1978, Iran's moderate pro-US Shah King to step down, as the world's second largest oil exporter, Iran's political upheaval, coupled with the outbreak of the Iran-Iraq war, when world oil production from 580 million barrels a day at first reduced to 100 million barrels below. The following year, soaring international oil prices doubled. In 1980, crude oil prices have been from the original $13 per barrel soared to $34 per barrel, and lasted more than six months. The third was in August 1990, Iraq captured Kuwait, the United States war against lraq, but also by international economic sanctions against Iraq, the Iraqi oil supply disruptions along the way the international oil price soared, from 3 months soared to $14 per barrel high of $42.
The "oil crisis" but also to the world economy has brought about tremendous negative impact. Continued for three years the first "oil crisis" to the developed countries resulted in serious economic impact, all developed countries economic growth is slowing down, statistics show, in which the U.S. industrial production fell by 14%, while Japan's industrial production plummeted by more than 20% the second crisis has become the late 70s of last century developed one of the main general economic recession; the third crisis that developed countries, especially Britain and the United States accelerated in recession, global economic growth in 1991 below 2%, but due to the Saudi-led OPEC to increase production to stabilize oil prices, the continued high oil prices not long compared to the previous two, the global economic impact is relatively smaller.
11. People worry about the occurrence of the fourth oil crisis, mainly because_____. ( )
A. Algerian conflict
B. Afghan war
C. Libyan conflict
D. Proliferation of conflicts Libya【答案】D【解析】本题属于推导题，由第三段第一、二句话可知，利比亚的原油产量占全球原油生产的2%，其本身的产量不足以对世界原油供给造成巨大影响。但是市场担心的是利比亚的冲突之后，另一个产油国阿尔及利亚也会出现动乱，进而扩散到沙特阿拉伯等石油大国。
12._____caused the second oil crisis. ( )
A. Middle East War
B. Iran War
C. Iraq War
D. the World War II【答案】B【解析】由第四段第三句话可知，第二次石油危机是1978年年底。伊朗亲美的温和派国王巴列维下台，作为世界第二大石油出口国的伊朗的政局剧变，加之两伊战争的爆发，令全球石油产量从每天580万桶骤减到100万桶以下。
13. The highest price of a barrel of oil is $_____when the third oil crisis hit. ( )
A. 34
B. 42
C. 58
D. 110【答案】B【解析】由第四段最后一句话可知，第三次石油危机是1990年8月，伊拉克攻占科威特，美国对伊拉克开战，伊拉克也遭到国际经济制裁，伊原油供应中断，国际油价随之一路猛涨，3个月内从每桶14美元飙到42美元高点。
14. The economy of_____ was mainly affected by oil crisis in history. ( )
A. Developed countries
B. Developing countries
C. Middle East
D. Backward countries【答案】A【解析】由第五段可知，每次石油危机都造成了发达国家经济的大幅下滑。
15. The least serious effect has been made by the _____oil crisis. ( )
A. first
B. second
C. third
D. fourth【答案】C【解析】由最后一句话可知。第三次危机也令发达国家，尤其是英国和美国加速陷入衰退，全球经济增速在1991年跌破2%。不过，由于以沙特为首的OPEC增产稳定石油价格，此次高油价持续的时间不长，和前两次相比，全球经济受到的影响也相对小一些。而第四次石油危机还没有实际发生。Passage 4
Proponents of different jazz styles have always argued that their predecessor's musical style did not include essential characteristics that define jazz as jazz. Thus, 1940s swing was belittled by beboppers of the 1950s who were themselves attacked by free jazzers of the 1960s. The neo-boppers of the 1980s and 1990s attacked almost everybody else. The titanic figure of Black saxophonist John Coltrane has complicated the arguments made by proponents of styles from bebop through neo-bop because in his own musical journey he drew from all those styles. His influence on all types of jazz was immeasurable. At the height of his popularity, Coltrane largely abandoned playing bebop, the style that had brought him fame, to explore the outer reaches of jazz.
Coltrane himself probably believed that the only essential characteristic of jazz was improvisation, the one constant in his journey from bebop to open-ended improvisations on modal, Indian, and African melodies. On the other hand, this dogged student and prodigious technician -- who insisted on spending bourns each day practicing scales from theory books -- was never able to jettison completely the influence of bebop, with its fast and elaborate chains of notes and ornaments on melody.
Two stylistic characteristics shaped the way Coltrane played the tenor saxophone: he favored playing fast runs of notes built on a melody, and depended on heavy, regularly accented beats. The first led Coltrane to sheets of sound where he raced faster and faster, pile-driving notes into each other to suggest stacked harmonies. The second meant that his sense of rhythm was almost as close to rock as to bebop.
Three recordings illustrated Coltrane’s energizing explorations. Recording Kind of Blue with Miles Davis, Coltrane found himself outside bop, exploring modal melodies. Here he played surging, lengthy solos built largely around repeated motifs － an organizing principle unlike that of free jazz saxophone player Ornette Coleman, who modulated or altered melodies in his solos. On Giant Steps, Coltrane debuted as leader, introducing his own compositions. Here the sheets of sound, downbeat accents, repetitions, and great speed are part of each solo, and the variety of the shapes of his phrases is unique. Coltrane’s searching explorations produced solid achievement .My Favorite Things was another kind of watershed. Here Coltrane played the soprano saxophone, an instrument seldom used by jazz musicians.
Musically, the results were astounding. With the soprano's piping sound, ideas that had sounded dark and brooding acquired a feeling of giddy fantasy.
When Coltrane began recording for the Impulse! Label, he was still searching. His music became raucous, physical. His influence on rockers was enormous, including Jimi Hendrix, the rock guitarist, who, following Coltrane, raised the extended guitar solo using repeated motifs to a kind of rock art form. [民生银行真题]
16.The primary purpose of the text is to＿＿. ( )
A. discuss the place of Coltrane in the world of jazz and describe his musical explorations
B. examine the nature of bebop and contrast it with improvisational jazz
C. analyze the musical sources of Coltrane's style and their influence on his work
D. acknowledge the influence of Coltrane’s music on rock music and rock musicians【答案】A【解析】第一段的倒数第一、二句是全文的中心主旨句，全文就是根据这两句话展开论述的，抓住这两句话就可以找出本题的正确选项为A项。考生在解题时，尤其是破解中心主旨题时，一定要先找出全文的中心主旨句。
17. Which of the following best describes the organization of the fourth paragraph? ( )
A. A thesis referred to earlier in the text is mentioned and illustrated with three specific examples.
B. A thesis is stated and three examples are given each suggesting that a correction needs to be made to a thesis referred to earlier in the text.
C. A thesis referred to earlier in the text is mentioned, and three examples are presented and ranked in order of their support of the thesis.
D. A thesis is stated, three seemingly opposing examples are presented, and their underlying correspondence is explained.【答案】C【解析】第四段第一句明确指出“三张唱片为约翰·克特兰富有活力的探索提供了证明”。这说明第四段将讲述三个例子用来说明在前一段即第三段所提出的论点。另外这三个例子是按着先后顺序给出的，因此本题的正确选项是C项。考生在解题时要注意段落之间的相互关系，更要注意句子之间的相互关系。
18. According to the text, John Coltrane did all of the following during his career except＿＿. ( )
A. improvise on melodies from a number of different cultures
B. perform as leader as well as soloist
C. spewed time improving his technical skills
D. eliminate the influence of bebop on his own music【答案】D【解析】本题ABC三项的内容分别在第二段第一句、第四段第三、四句和第二段第二句提到过。故本题的正确选项应该是D项。这道题表面上看非常难，但是对于善于捕捉全文中心主旨句的考生来讲却比较容易，因为从第一段第四句的原因状语从句中就可以推导出本题的正确答案为选项D。
19. According to the text a major difference between Coltrane and other jazz musicians was the＿＿.( )
A. degree to which Coltrane's music encompassed all of jazz
B. repetition of motifs that Coltrane used in his solos
C. number of his own compositions that Coltrane recorded
D. indifference Coltrane maintained to musical technique【答案】A【解析】根据本题题干中的“other jazz musicians”可将本题的答案信息来源定位在第一段的第一至第四句，因为在这四句话中提到了其他的爵士音乐家。第一段第四句的状语从句明确指出了Coltrane与其他音乐家的不同在于他吸收了各种风格的爵士音乐。故本题的正确答案是A项。
20. In terms of its tone and form, the text can best be characterized as＿＿. ( )
A. dogmatic explanation
B. indignant denial
C. enthusiastic praise
D. speculative study【答案】C【解析】细心的考生可从本文作者在论述时使用的词语中推导出本题的正确答案为C项。例如，作者在第一段第四句的主语上使用了“titanic figure”；在第五句使用了“his influence…was immeasurable”；在最后一段的第三句使用了“his influence...was enormous”，这都反映了作者的“enthusiastic praise”。Passage 5
17 Jan— Sinulog in Macau 2010
The “sinulog” dance commemorates(纪念)the Philippine nation’s conversion(转变)to Christianity some four hundred years ago. Members participate in performances dressed in colorful traditional costumes，while singing aloud，and dance a step in the same rhythm after the first two steps and then move one step more in a representation of the flowing waters of the Pahina River. This grand religious event attracts many people to participate—so come and join in，and enjoy tasty，traditional Filipino(菲律宾的)food afterwards!
Time：Noon
Admission：free
Venue：Iao Hon Market Park
0rganizer：Association of Santo Ninode Cebuem Macau
Sponsors：Macau Government Tourist office，Civic and Municipal Affairs Bureau，Macau Foundation
Telephone enquiries：(853)2876 2635
23 Dec 2009 to 10 Jan 2010，Tulip Exhibition
The tulip(郁金香)-known as the “Queen of Flowers”-has also been described as the most expensive flower of ancient times，with tulip bulbs valued at the equivalent(相当)of about $1，000 dollars in 17th Century Holland.
In December，visitors have the opportunity to view firsthand many different varieties of tulip at Av. da Praia in Taipa，and understand the appeal of this enchanting royal flower through a variety of beautiful flower arranging techniques. They can also join the workshops and enjoy performances.
Time：24 hours
Admission: free
Venue：Taipa Houses—Museum，Av. da Praia，Taipa
Organizer：Civic and Municipal Affairs Bureau
Telephone enquiries：(853)85041209
26 Dec 2009 to 2 Jan 2010一Macau International Movie Festival
试读结束[说明：试读内容隐藏了图片]